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Punjab and Sind Bank MSME Relationship Managers Recruitment 2025 - Apply Online for 30 Posts
The Punjab and Sind Bank has released an official notification for the recruitment of 30 MSME Relationship Managers posts, and interested and eligible candidates can apply online through the official Punjab and Sind Bank website before the last date of 18-06-2025, with this article providing complete details including eligibility criteria, age limit, salary structure, selection process, application steps, and direct links to the official notification and online application form.
Punjab and Sind Bank Recruitment 2025
The Punjab and Sind Bank Recruitment 2025 for 30 posts of MSME Relationship Managers. Candidates with Any Graduate, MBA/PGDM Can Apply Online. The online application opens on 29-05-2025, and closes on 18-06-2025. The candidate shall apply online through Punjab and Sind Bank website, punjabandsindbank.co.in.
The Punjab and Sind Bank MSME Relationship Managers Recruitment 2025 Notification PDF has been released on 29-05-2025 at punjabandsindbank.co.in. Check the complete job details, vacancy, age limit, application fee, selection process and how to apply from the article.
Name of the Post: Punjab and Sind Bank MSME Relationship Managers Online Form 2025
Post Date: 29-05-2025
Latest Update: 31-05-2025
Total Vacancy: 30
Brief Information: The Punjab and Sind Bank has announced a notification for the recruitment of MSME Relationship Managers Vacancy. Eligible Candidates who are interested in the vacancy details & completed all eligibility criteria can read the notification & Apply.
The Punjab and Sind Bank has officially released a recruitment notification for MSME Relationship Managers. For all details regarding the recruitment process, eligibility, and application procedure, refer to the official notification.
Application Fee
- For General, EWS & OBC: 850 + GST + Payment Gateway Charges
- For SC/ST/ PWD: 100 + GST + Payment Gateway Charges
Punjab and Sind Bank Recruitment 2025 Important Dates
- Starting Date for Apply Online: 29-05-2025
- Last Date for Apply Online: 18-06-2025
Punjab and Sind Bank Recruitment 2025 Age Limit
- Minimum Age Limit: 25 Years
- Maximum Age Limit: 33 Years
- A Candidate must have been born not earlier than 02.05.1992 and not later than 01.05.2000 (both dates inclusive)
Qualification
- Mandatory: Full Time Regular Graduation in any discipline from a University / Institution recognized by the Govt. of India/ Govt. bodies/ AICTE
- Preferred: Full Time MBA (Marketing or Finance)
Salary
- The compensation and related terms & conditions will be negotiated/ finalized depending upon the suitability of the candidate.
- The Compensation shall be subject to GST and the same shall be borne by the Bank as per norms, if applicable.
Punjab and Sind Bank Recruitment 2025 Vacancy Details
Post Name Total
MSME Relationship Managers 30
Job Role: MSME Relationship Manager
Department: MSME Business Division
Posting Location: Branches/Offices handling MSME portfolios
Grade: Usually Scale I to III, depending on experience
Key Responsibilities:
1. Business Development:
- Identify and acquire new MSME clients to grow the bank’s MSME portfolio.
- Cross-sell banking products (term loans, working capital, trade finance, etc.) to existing and new MSME clients.
- Organize marketing campaigns, MSME borrower meets, and outreach activities.
2. Client Relationship Management:
- Act as the primary point of contact for MSME clients.
- Provide timely and effective customer service and support to ensure client satisfaction.
- Maintain regular communication and visits to MSME units to assess financial health and banking needs.
3. Credit Assessment and Loan Processing:
- Analyze financial statements, business models, and risk profiles of MSME clients.
- Prepare credit proposals in line with the bank’s policies and submit them for approval.
- Monitor disbursements and ensure compliance with sanctioned terms.
4. Portfolio Monitoring & Risk Management:
- Monitor account conduct, track repayments, and follow up on irregularities.
- Identify early warning signals and take proactive steps to prevent NPAs (Non-Performing Assets).
- Ensure compliance with RBI and internal guidelines related to MSME lending.
5. Documentation & Regulatory Compliance:
- Ensure accurate and timely documentation for all credit facilities.
- Adhere to KYC, AML, and other compliance requirements.
- Coordinate with legal and technical vendors for due diligence reports.
6. Recovery & NPA Management (if needed):
- Assist in recovery from stressed MSME accounts.
- Coordinate with legal teams for recovery proceedings and restructuring plans.
Preferred Skills and Qualifications:
- Good understanding of MSME sector and credit appraisal process.
- Strong communication and interpersonal skills.
- Familiarity with digital banking and MSME schemes (CGTMSE, Mudra, SIDBI refinancing, etc.).
- Working knowledge of financial software and MS Office.
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